Often, people quick dive into budgeting and investing when trying to handle their finances. While these activities are the essence of effective personal finance, the backbone is having the right mindset about personal finance. I live by these three principles – money is not the root of evil, I will control my money, and personal finance is personal to me. These principles helped me carry out my financial activities and stay happy.
From the Root
Be careful with your thoughts, for your thoughts become your words. Be careful with your words, for your words become your actions. Be careful with your actions, for your actions become your habits. Be careful with your habits, for your habits become your character. Be careful with your character, for your character becomes your destiny. - Chinese proverb, author unknown.